If you’re travelling outside of Canada, you need to have reliable access to your money. Here are 5 easy ways to save time, save money, and help make for a smooth and enjoyable trip.
- Bring some local currency - When you arrive at your destination, there’s already enough to do. So it’s a great idea to exchange your money at the bank before you leave (give yourself a few extra days should they need to order it in). Having some cash on hand to pay for things like taxis or tips means you can start your vacation right away instead of spending the first hours of your trip searching for a foreign exchange office.
- Have a cash alternative - While travelling, you’ll want to be able to access larger amounts of money for major purchases or hotel costs. Credit cards are accepted just about anywhere and are much more secure than cash, so they are the perfect travel companion. To avoid potential processing delays while you’re away, be sure to let your bank know that you’ll be travelling. American Express‡ Travellers Cheques are another safe alternative to cash as they’re easy to replace if lost or stolen.
- Pick a 4-digit PIN - Most foreign ATMs and merchant terminals only accept 4-digit PINs. In order to access your money without difficulty while away, set or re-set your credit and debit card PIN to a 4-digit code.
- Stay connected online - Just about anywhere you travel, you can easily get to a computer or access your mobile phone. And if you bank online, you can manage your money from wherever you might be. So whether you need to pay your bills during an extended trip, or transfer funds to free up some cash, staying connected while abroad is not only a good idea, it’s secure and convenient too.
- Spend your coins - Foreign coins are not accepted for exchange once you’re back home (but they are perfect for snacks and souvenirs at the airport). Instead of breaking a bill for any last-minute purchases, try to use up your coins. You’ll save your paper currency… and lighten your load as you travel home!
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